Two steps to Ownership

Preparation Tracks Property Selection

Step 1: Preparation Tracks

Three archetypes, each ready to be customized.

Reaching out is free. If you decide to move forward with us before the end of Summer 2026, our fee is a flat $1,000.

What's Included
  • Your legal structure (LLC, TIC, or co-op) selected for your group
  • A co-ownership agreement template customized to your group
  • Buying power calculated for every member
  • Down payment assistance eligibility. We walk you through the full application process, including Boston's $50K zero-interest program
  • An exit strategy and ownership-split methodology baked in from day one
  • A financing package: loan documents organized so lenders see your group as one strong application
  • Introductions to pre-qualified lenders
  • A governance framework covering decisions, expenses, and conflict resolution
  • Access to on-market properties filtered through our co-buying analysis
1

The Stepping Stone

A few years of ownership instead of a few years of rent.

Designed for friends and early-career buyers who want to stop renting and start building equity. Groups of 4 to 8 buyers purchase a larger multi-bedroom property, share costs, and create a planned path toward a future sale.

WhoRoommates who want to stop paying rent
Group size4 to 8 buyers
Budget$30K to $50K per person
Horizon5 to 10 years
PropertyTriple-decker or large multi-bed near transit

Exit plan

Pre-planned sale date, set in the operating agreement. 100% vote required to extend. Returns split by share.

Additional inclusions

  • Pre-planned sale date set at signing
  • 100% vote required to extend ownership
  • Majority vote for new tenants in unrented rooms
  • Quarterly check-ins on house finances
  • Returns split by share at sale
2

Condo Neighbors

Your own front door. Your friends one wall away.

For people who want independence without giving up community. A few households purchase a multifamily property together, allowing them to live in separate units while close to friends. Each household owns their unit outright and sells on their own timeline.

WhoCouples and individuals
Group size2 to 4 households
Budget$80K to $150K per household
Horizon10+ years in the home, 3 to 5 in collective ownership
PropertyTriple-decker or two-family in Somerville, Medford, JP, or similar

Exit plan

Condoize the property in 3 to 5 years. Once Massachusetts condo conversion clears, each household owns their unit outright and sells on their own timeline.

Additional inclusions

  • Joint decisions limited to building-wide concerns: roof, foundation, exterior
  • Each household runs their own unit
  • Shared expense calendar for capital reserves
  • First right of refusal between neighbors before listing publicly
3

Intentional Community

A home that outlasts you.

A medium to large group, often values-aligned, who want to live together in community for the long arc. The home is not an investment to flip. It is a place that holds future generations and stays affordable on purpose.

WhoMixed ages, values-aligned, often service-oriented
Group size6 to 20+ residents
Budget$25K to $75K each, with affordability ladders
HorizonIndefinite. Generational.
PropertyLarge single-family, small multifamily, or purpose-built communal

Exit plan

No plans to sell. Members come and go. Shares transfer at a regulated value to keep the home affordable for the next resident. The property stays. People rotate.

Additional inclusions

  • Elected board with rotating seats and term limits
  • Consensus for major decisions, simple majority for operations
  • Standing committees for finance, maintenance, and member intake
  • Documented bylaws with annual review

Before placing your down payment, contact Aidan here to discuss more about your group's fit.

Step 2: Property Analysis

A property that works for a single buyer is not the same as one that works for a group. These are the criteria that make or break a co-buy.

4% agent fee at closing with $1,000 credited back.

What we filter by.

Price Per BedroomCalculating total down payment and monthly cost per bedroom or unit.
Layout viabilityCan the property give each household real private space? A good price means nothing if people are on top of each other.
Condo conversion potentialFor Condo Neighbors groups, we look at whether Massachusetts condo conversion is feasible for the property.
Appreciation corridor5-year and 15-year exit projections per bedroom, based on neighborhood trends.